Short Term Education Loan 2025
Short Term Education Loan 2025
The "Short Term Loan Scheme" by the Goa State Scheduled Tribes Finance and Development Corporation Limited, under the Department of Tribal Welfare, Government of Goa, provides financial assistance to individuals from the Scheduled Tribe (ST) Community for immediate expenses related to Education, Medical, and Business needs. The scheme aims to enhance their standard of living and integrate them into the mainstream of society.
Interest Rate, Instalments, and Moratorium Period:
For Education Purposes:
  • Interest Rate: 2% per annum
  • Repayment Period: 20 months
  • Maximum Instalments: 20
  • Moratorium Period: 3 months
  • For Business and Medical Purposes:
  • Interest Rate: 2% per annum
  • Repayment Period: 10 months
  • Maximum Instalments: 10
  • Moratorium Period: 3 months
  • Penal Interest:
  • If the loan becomes overdue, a penal interest of 1% will be charged on the amount of the overdue instalment.
  • Recovery:
  • The entire loan amount along with interest will be recovered according to the rules in force.
  • Documents Required
  • Scheduled Tribe (ST) Certificate, issued by the Competent Authority of the State of Goa.
  • Bank Passbook.
  • Photograph.
  • Salary Certificate / Pay Slip of one Surety along with surety affidavit on ₹ 50/- stamp paper, One Photo and ID Proof of surety.
  • Aadhar Card.
  • Affidavit of the applicant on ₹ 50/- Stamp paper regarding the amount of loan required and its purpose (If the applicant is below 18 years of age then either parents or guardian shall give the affidavit on behalf of their child).
  • Eligibility Criteria
  • The applicant must be an individual from the Scheduled Tribe (ST) Community in the State of Goa.
  • Reapplication is possible if the applicant has successfully cleared earlier loans availed under the scheme.
  • This loan related to Business, Education, or Medical purposes.
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    List of Benefits
  • Short Term Loan of up to ₹1,00,000/- for urgent financial requirements related to Business, Education, or Medical purposes.
  • Address Details
    The Goa State Scheduled Tribes Finance and Development Corporation Ltd, Department of Tribal Welfare, Govt. of Goa, at Shram Shakti Bhavan, 5th Floor, Patto, Panaji-Goa, - 403 001.
    How To Apply
    Follow the below steps to apply for the program:
    1. Visit Our Official Website.
    2. Read carefully all the information about the program details.
    3. Click on the "Register" to complete the registration with required details.
    4. After successful registration, Use the received credentials to log into your account.
    5. Once logged in, Click on the "Apply" button.
    6. Download the application form.
    7. Take a printout and fill in the required details on the form.
    8. Attach relevant documents.
    9. Submit the duly filled and signed application form along with the documents to the concerned authority.
    Note: "As a free user,"
    →'You're encouraged to share this valuable information with your friends to access the link properly.'

    1,00,000

    Short Term Education Loan 2025
    SCHOLARSHIP PROVIDER
    The Goa State Scheduled Tribes Finance and Development Corporation Limited
    APPLICATION DEADLINE
    31 December
    EDUCATION LEVEL
    All
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    The "Short Term Loan Scheme" by the Goa State Scheduled Tribes Finance and Development Corporation Limited, under the Department of Tribal Welfare, Government of Goa, provides financial assistance to individuals from the Scheduled Tribe (ST) Community for immediate expenses related to Education, Medical, and Business needs. The scheme aims to enhance their standard of living and integrate them into the mainstream of society.
    Interest Rate, Instalments, and Moratorium Period:
    For Education Purposes:
  • Interest Rate: 2% per annum
  • Repayment Period: 20 months
  • Maximum Instalments: 20
  • Moratorium Period: 3 months
  • For Business and Medical Purposes:
  • Interest Rate: 2% per annum
  • Repayment Period: 10 months
  • Maximum Instalments: 10
  • Moratorium Period: 3 months
  • Penal Interest:
  • If the loan becomes overdue, a penal interest of 1% will be charged on the amount of the overdue instalment.
  • Recovery:
  • The entire loan amount along with interest will be recovered according to the rules in force.