Saraswat Bank Education Loan
Saraswat Bank Education Loan
Established in 1918, Saraswat Bank has stood the test of time, witnessing significant historical events like the First and Second World Wars, India’s freedom struggle, and the post-independence era. Now in its 106th year of service, Saraswat Bank has become a pioneer in the urban co-operative banking sector in India, providing unparalleled financial services. Among its offerings are education loans, designed to support students in pursuing their academic aspirations. These education loans cater to individuals who have secured admission in graduate or post-graduate courses.
Documents Required
  • Prescribed loan application form
  • Latest Photograph, Photo Identity Proof, Residence proof of the Applicant and Guarantors
  • Proof of confirmed admission & Estimate of course fees & other expenses (traveling/lodging/boarding)
  • Fee receipts or proof of payments made.
  • Copy of Passport & Visa and related documents, if the student is going abroad for higher education.
  • Income proof of the applicant
    Salaried:
  • Last 3 months’ salary slip/certificate or copy of the last three years IT returns or form 16 of last two years, 3 month bank statement.
    Businessman:
  • Last 3 years’ profit & loss and balance sheet, ITR copies of last three years, 3 month bank statement.
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    Eligibility Criteria
  • Applicants must be Indian nationals.
  • The education loan provided by Saraswat Bank is applicable exclusively in the following states: Delhi, Goa, Gujarat, Karnataka, Madhya Pradesh, and Maharashtra.
  • Individuals who have secured admission in graduate or post-graduate courses approved by IBA.
  • Vocational course students are eligible with a maximum loan amount of Rs.10 lakh.
  • The student must be the applicant, and either parents, sponsors, or relatives should be co-applicants.
  • For minor students, parents will be the applicants.
  • Parents must provide an undertaking that the minor, upon reaching majority or before the retirement of the parent, will be added as a guarantor.
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    How To Apply
    Follow the below steps to apply for the program:
    1. Visit Our Official Website.
    2. Read carefully all the information about the program details.
    3. Click on the "Register" to complete the registration with required details.
    4. After successful registration, Use the received credentials to log into your account.
    5. Once logged in, Click on the "Apply" button.
    6. You will be directed to the application form. Fill in all the required details accurately.
    7. Before submitting, review all the information you have provided.
    8. After that, Click on the "Submit” button to submit your application.
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    ₹ 1,50,00,000

    Saraswat Bank Education Loan
    SCHOLARSHIP PROVIDER
    Saraswat Bank Co-operative LTD.
    APPLICATION DEADLINE
    31 December
    EDUCATION LEVEL
    All
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    Established in 1918, Saraswat Bank has stood the test of time, witnessing significant historical events like the First and Second World Wars, India’s freedom struggle, and the post-independence era. Now in its 106th year of service, Saraswat Bank has become a pioneer in the urban co-operative banking sector in India, providing unparalleled financial services. Among its offerings are education loans, designed to support students in pursuing their academic aspirations. These education loans cater to individuals who have secured admission in graduate or post-graduate courses.
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