Tuition fees, hostel fee, examination/library/laboratory fees, travel expenses, living expenses for studies abroad, insurance premium, caution deposit, purchase of books/equipment/instruments/uniforms, purchase of a computer, and other expenses required to complete the course.

Varies based on the loan amount.

Need-based finance to meet course expenses.

Security:

Primary security includes the assignment of the future income of the student borrower and joint/co-borrowers (parents/guardians/spouse).

Collateral security requirements vary based on the category of colleges and loan amount.

Credit Guarantee Fund Scheme for Education Loans:

Eligible for educational loans up to Rs. 7.50 lakhs with no requirement for third-party guarantee/collateral.

Annual guarantee fee of 0.50% of the outstanding loan amount.

Interest Rate, Processing Fee, and Subsidy:

Specific details provided in separate documents.

Repayment Period:

Upto 180 EMIs for education loans, commencing after the moratorium period.

Upto 120 EMIs for Executive Management Program/Executive MBA.

Certainly! Step-by-step application process:
1. Visit Our Official Website.
2. Read carefully all the information about the program details.
3. Click on the "Register" to complete the registration with required details.
4. After successful registration, Use the received credentials to log into your account.
5. Once logged in & Go to the official website of the bank offering education loans.
6. Find the section related to education loans on the bank's website.
7. Locate the online application form for education loans on the website.
8. Fill out the online application form with accurate information.
9. Scan and upload the required documents as per the specifications provided on the website.
10. Review the information entered in the application form to ensure accuracy.
11. Once you are satisfied with the information provided, submit the online application form.
12. Upon successful submission, you may receive an acknowledgment or reference number for your application.
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