Tuition fees, exam/library/lab fees, books/equipment, caution deposit, travel expenses, gadgets, insurance premium, study tours, project work, etc.

No collateral required for loans below INR 4 Lakhs.

For loans between INR 4 Lakhs and INR 7.5 Lakhs, a third-party co-applicant is required.

For loans above INR 7.5 Lakhs, collateral of suitable value is required, along with parents as co-applicants.

Educatin Loan Features & Benefits: Quantum of Loan:

Maximum loan amount: Rs. 20.00 lakh.

Need-based finance subject to the repayment capacity of parents/students.

Processing Fees:

No processing fee or additional charges.

Repayment Period:

Up to Rs 7.50 lakh: Within 10 years.

Above Rs 7.50 lakh: Within 15 years after the repayment period begins.

Holiday period: 'Course duration + 1 year' or '6 months after getting a job,' whichever is earlier.

Maximum Loan Limit:

Capped at Rs. 20 lakhs, subject to the need and repayment capacity.

Certainly! Step-by-step application process:
1. Visit Our Official Website.
2. Read carefully all the information about the program details.
3. Click on the "Register" to complete the registration with required details.
4. After successful registration, Use the received credentials to log into your account.
5. Once logged in, & Get more information about loans.
6. After, Visit the nearest branch of the bank offering education loans.
7. Schedule a meeting with a loan officer to discuss your loan requirements.
8. Ask the loan officer for the education loan application form.
9. Complete the application form with accurate information. Ensure all required fields are filled correctly.
10. Collect all necessary documents such as identity, address, income, academic records, admission confirmation, course fee details, etc.
11. Attach photocopies of the required documents to the application form.
12. Submit Application to the documents to the loan officer.
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