Abhyudaya Cooperative Bank Education Loan
Abhyudaya Cooperative Bank Education Loan
The SBI Scholar Loan Scheme is intended to support students pursuing education in India and abroad. The scheme covers a wide range of courses, both in India and internationally, to ensure that students can fulfill their academic aspirations.
Documents Required
  • Latest photograph, Photo Identity Proof, Pan Card Copy, Residence Proof of the applicant & Guarantors
  • Parents/ Guardians having regular source of income to justify servicing monthly interest.
  • Declaration / an affidavit confirming that no education loans are availed from other banks.
  • Offer letter from university / college / institutes stating details of course and admission procedure/s.
  • Passport copy (in case of education abroad) or identity proof.
  • Latest academic mark sheets.
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    Eligibility Criteria
  • Approved courses leading to graduate/postgraduate degrees and PG diplomas conducted by recognized colleges/universities accredited by UGC/Government/AICTE/AIBMS/ICMR, etc.
  • Professional courses like ICWA, CA, CFA, etc.
  • Courses conducted by prestigious institutions like IIMs, IITs, IISc, XLRI, NIFT, NID, etc.
  • Regular degree/diploma courses in fields like aeronautical, pilot training, shipping, etc., approved by Director General of Civil Aviation/Shipping, if pursued in India.
  • Approved courses offered in India by reputed foreign universities.
  • Bank may approve other job-oriented courses leading to technical/professional degrees, postgraduate degrees/diplomas offered by recognized institutions under this scheme.
    • Studies Abroad:
  • Graduation: For job-oriented professional/technical courses offered by reputed universities.
  • Post-graduation: MCA, MBA, MS, etc.
  • Courses conducted by international bodies like CIMA-London, CPA in the USA, etc.
  • Degree/diploma courses like aeronautical, pilot training, shipping, etc., provided these are recognized by competent regulatory bodies in India/abroad for employment.
  • The student should be an Indian National.
  • Should have secured admission to a higher education course in recognized institutions in India or abroad through an Entrance Test/Merit-Based Selection process after completion of HSC (10 plus 2 or equivalent).
  • However, entrance tests or selection purely based on marks obtained in the qualifying examination may not be the criterion for admission to some postgraduate courses or research programs. In such cases, the bank will judge the employability and reputation of the institution based on its own criteria.
  • The joint borrower should normally be the parents/guardian of the student.
  • In the case of a married person, the joint borrower can be either the spouse or the parents/parents-in-law.
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    List of Benefits
  • Fee payable to college/school/hostel.
  • Examination/library/laboratory fees.
  • Travel expenses/passage money for studies abroad.
  • Insurance premium for the student borrower, if applicable.
  • Caution deposit, building fund/refundable deposit supported by institution bills/receipts.
  • Purchase of books/equipment/instruments/uniforms.
  • Purchase of a computer at a reasonable cost, if required for course completion.
  • Any other expense required to complete the course, such as study tours, project work, thesis, etc.
    • How To Apply
    Steps to be followed:
    1. Visit our official website.
    2. Click on register
    3. Login and apply
    4. Fill the required details in the form
    5. Upload relevant documents
    6. Review and Submit the application.

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    ₹ 20,00,000

    Abhyudaya Cooperative Bank Education Loan
    SCHOLARSHIP PROVIDER
    Abhyudaya Cooperative Bank
    APPLICATION DEADLINE
    31 December
    EDUCATION LEVEL
    All
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    The SBI Scholar Loan Scheme is intended to support students pursuing education in India and abroad. The scheme covers a wide range of courses, both in India and internationally, to ensure that students can fulfill their academic aspirations.
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