Course fees or tuition expenses

Cost of hotel, accommodation, or stay

Traveling expenses

Insurance premiums

Mess and food expenses

Cost of library or laboratory equipment

Laptop purchasing cost

Cost of study tours, thesis, or project works

Airfares

Graduation Courses:

Bachelor of Arts (BA)

Bachelor of Commerce (B.Com)

Bachelor of Science (B.Sc.), and similar programs.

Post Graduation Courses:

Master's programs

Ph.D. studies

Professional Courses:

Engineering

Medical

Agriculture

Veterinary

Law

Dental

Management

Architecture

Computer science, etc.

Management Courses:

Hotel Management

Hospitality Management

Event Management

Mass Communication, etc.

Computer Certificate Courses:

Accredited courses from reputed institutes under the Department of Electronics or affiliated with approved universities.

Specialized Courses:

ICWA

CA

CFA, etc.

Courses offered by Prestigious Institutes:

IIM

IIT

IISc

XLRI

NIFT, etc.

Regular Degree/Diploma Programs:

Aeronautical studies

Pilot training

Shipping, etc. (approved by the relevant authorities such as the Director General of Civil Aviation or equivalent foreign body).

Evening Courses:

Offered by approved institutes.

Other Approved Courses:

Diploma or degree programs conducted by colleges/universities approved by UGC, Government, AICTE, AIBMS, ICMR, etc.

Courses like Teachers Training, Nursing, B.Ed.

Courses for Abroad Studies:

Regular graduate and postgraduate degrees

Diplomas/certificates

Doctorate courses offered by institutes abroad.

Note: In countries like the USA, UK, Canada, Australia, Singapore, Japan, Hong Kong, New Zealand, and Europe (including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Russia, Spain, Sweden, Switzerland, and the United Kingdom) are primarily considered for education loans. However, other countries may be considered on a case-by-case basis.

Steps to be followed:
1. Visit our official website.
2. Click on register
3. Login and Fill out the WMS Student Loan Common Application form or request a callback.
4. You will receive a call from your financial officer, to check your eligibility. Provide all the required information.
5. Compare and choose your lender bank from all the lender options as per your eligibility and education loan policies.
6. Submit your documents in the bank or upload your documents on the WeMakeScholars secure document portal, as per the documents checklist shared by your financial officer.
7. After document submission, your file will be logged in. You will receive a decision within 2-6 days for Private banks like Axis, and ICICI and within 15-20 days for Govt. banks.
8. After the sanction, you can sign the education loan agreement and collect your sanction letter.

Note: If you want to apply for an education loan offline, then you can visit the nearest bank branch and speak to the bank manager.