Repayment period of upto 15 years after Course Period + 12 months of repayment holiday* • Processing Charges o Loans upto Rs. 20 lacs : NIL o Loans above Rs. 20 lacs: Rs. 10,000 (plus taxes) • Security o Upto Rs. 7.5 Lacs:Only Parent/ Guardian as co-borrower. No Collateral Security or third party guarantee o Above Rs. 7.5 Lacs:Parent/ Guardian as co-borrower and tangible collateral security