Nainital Bank Gyani Education Loan scheme to study in India
Nainital Bank Gyani Education Loan scheme to study in India
The Nainital bank offers education loans to deserving students who wish to pursue higher education in technical or professional courses in India or Abroad. There are different types of education loans offered by the Nainital bank and hence analyze all the options carefully to choose the best one.
Documents Required
  • Identity proof
  • Aadhar card
  • Passport in case you are going abroad
  • Pan card
  • Residence proof
  • Aadhar card
  • Utility bills(electricity bill, telephone bill)
  • Voter ID card
  • Bank account statement
  • Ration card
  • For Co-applicant
  • Salaried: Last 6 months' bank account statements
  • Self-employed: 1-year business transactions
  • Self attest Personal Asset and Liability statement Section 3: Academic documents of the applicant
  • 10th, 12th, degree mark sheets, and certificates
  • Proof of admission for the course with the duration of the course
  • Fee structure
  • Scorecard of GRE/GMAT/IELTS
  • Ranking of the university
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    Eligibility Criteria
    Indian nationals can apply
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    ₹ 7,50,000

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    Medical
    Bachelors
    Masters
    Professional courses
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    Propelld Domestic Education Loan 2025
    Propelld

    ₹ 10,00,000

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    Bachelors
    Masters
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    All
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    United Way Of Baroda Education Loan
    United Way Of Baroda Foundation

    Education Loan

    31 December

    Bachelors
    Masters
    image
    JITO Education Assistance Foundation Education Loan
    JITO

    Education Loan

    31 December

    All
    image
    OBC Rights Eduacation Loan
    OBC Rights

    Education Loan

    31 December

    All
    image
    Goa Interest Free Education Loan
    Goa Education Development Corporation (GEDC)

    Education Loan

    28 February

    All
    image
    Student Credit Card Free Loan Scheme
    The Department Of Higher Education, Govt. Of West Bengal

    ₹ 10,00,000

    31 December

    All
    image
    Paras Education Services Education Loan
    Paras Education Services

    Education Loan

    31 December

    Engineering
    Medical
    Professional courses
    image
    Jain Jagruti Charitable Trust Education Loan
    Jain Jagruti Charitable Trust

    Education Loan

    31 December

    Engineering
    Medical
    Bachelors
    Masters
    Professional courses
    image
    Valor Trust Education Loan
    Valor Trust

    $5000

    31 December

    Professional courses
    image
    Zalawadi Sabha Charitable Foundation Education Loan
    Zalawadi Sabha Charitable Foundation

    Education Loan

    31 December

    Engineering
    Masters
    PHD
    Professional courses
    image
    Edu Trust Education Loan
    Edu Trust

    ₹ 7,50,000

    31 December

    Engineering
    Medical
    Bachelors
    Masters
    Professional courses
    Additional Information
  • Loan Limit:
  • Up to ₹75 Lakhs
  • Higher amounts can be considered based on the applicant and co-applicant's profile
  • Expenses Covered:
  • Living Expenses:
  • Hostel/Accommodation Cost Food
  • Study Costs:
  • Tuition Fee
  • Examination Fee
  • Lab/Library Fee
  • Books Expenses
  • Laptop or Computer Purchase (if required)
  • Other Expenses:
  • Insurance
  • Travel Expenses
  • Other Miscellaneous Expenses
  • Accepted Co-applicants:
  • Parents, Parents-in-law, Sibling, Spouse
  • Nainital Bank Education Loan Interest Rate:
  • Interest Rates for Gyani Education Loan Scheme:
  • Non-collateralized loan: 12% to 14%
  • Collateralized loan: Difference of up to 0.50% interest rate
  • Interest concession for female students
  • Moratorium Period: 1 year post Course Duration
  • Repayment Duration:
  • Depends on the loan amount:
  • 10 years for loans up to ₹7.5 Lakhs
  • 15 years for loans above ₹7.5 Lakhs
  • Repayment Policies:
  • Payment of interest in the moratorium period is optional
  • Eligibility Criteria:
  • Indian nationals can apply
  • Value of Collateral (for Collateralized Loans): 125% of the loan amount
  • Collaterals Accepted:
  • House, Land, Flat, FD (Fixed Deposit) Note: Interest rates and terms are subject to change, and it's advisable to check with Nainital Bank for the latest and most accurate information.
    • How To Apply
  • 1.Steps to be followed:
  • 2. Visit our official website.
  • 3. Click on register
  • 4. Login and apply
  • 5. Fill the required details in the form
  • 6.Upload relevant documents
  • 7. Review and Submit the application.

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    Nainital Bank Gyani Education Loan scheme to study in India
    SCHOLARSHIP PROVIDER
    Nainital Bank
    APPLICATION DEADLINE
    31 December
    EDUCATION LEVEL
    All
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    The Nainital bank offers education loans to deserving students who wish to pursue higher education in technical or professional courses in India or Abroad. There are different types of education loans offered by the Nainital bank and hence analyze all the options carefully to choose the best one.
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