HDFC Credila, an HDFC Ltd. Company, is India's First Dedicated Education Loan Company. HDFC Credila Financial Services Limited pioneered the concept of specialist Education Loan lender and became India's First Dedicated Education Loan Company.HDFC Credila's brand purpose is to contribute towards Transforming Lives and Building the Nation! With specialized focus, in-depth understanding of the requirements of students who wish to pursue higher education, HDFC Credila offers Customized Education Loans Home Delivered! With growing costs of education, the expenditure on children's education is one of the highest components of expenditure by an average Indian household. Over the past seven years, HDFC Credila has invested time and resources to set up appropriate systems, processes and know-how related to the education industry and has numerous databases on education sector and their credit scoring model for the approvals of loans, designed specifically for student loans.